30-YEAR RENTAL/DSCR

Bridge Gap Capital, Inc specializes in long-term rentals and short-term rentals, such as Airbnb and vacation homes. Investors can own an unlimited number of real estate investment properties that does not effect their personal credit.

Residential 30-Year Rental Loan Terms:

Loan Type

30-Yr Fixed Rate Mortgage 5/1, 7/1, 10/1, Hybrid ARMs [Partial IO Or Fully Amortizing]

Properties

SFR, 2-4 Units, Condominiums, Townhomes, Airbnb, Vacation Homes

Minimum Personal Credit Score

620+ [All 3 Credit Bureaus]

Loan Size

$50,000 - $5,000,000

Term

30-Years

Interest Rate

7.25% - 8.99% [Fixed Rate/Fully Amortizing]

Maximum Loan To Cost

Up to 80% of Purchase Price

Max After Repair LTV

Rate Term Refinance 80% and Cash Out Refinance 75%

PrePayment

3-Year and 5-Year Declining Prepayment Penalty

Borrower Type

Entity Only [LLC, Corporation, LLP]

Guarantor Type

U.S. Citizens and Foreign Nationals

Nationwide Lender: Every State except: Minnesota, North Dakota, South Dakota, Vermont, and West Virginia

Commercial 30-Year Permanent Loan Terms:

Loan Type

30-Yr Rate Mortgage [Fully Amortizing] 5/1, 7/1, and 10/1 Hybrid ARMs [Partial IO or Fully Amortizing]

Properties

Multi Family [5+ Units], Mixed-Use, Retail, Industrial/ Warehouse, Self-Storage, Office, Automotive

Minimum Personal Credit Score

680+ [All 3 Credit Bureaus]

Loan Size

$100,000 - $5,000,000

Term

5, 10, & 30 Years

Interest Rate

Starts at 8% [Fixed Rate and Adjustable Rate]

Maximum Loan To Cost

Up to 70% of the Purchase Price

Maximum Loan To As-Is Value

Purchase/Rate Term Refinance 70% and Cash Out Refinance 65%

PrePayment

3 to 5 Years Declining Prepayment Penalty [Declines 1% Each Year]

Borrower Type

Entity Only [LLC, Corporation, LLP]

Guarantor Type

U.S. Citizens and Foreign Nationals

Nationwide Lender: [All 50-States except for: Minnesota, North Dakota, South Dakota, Vermont, and West Virginia]

Download the Bridge Gap Capital App!

Get a Proof of Funds Letter Instantly!

App Includes:

Apply for a Residential and Commercial Loan on your Phone!
Provide Loan Details and Term Breakdown in Real-Time!
Create Unlimited Loan Scenarios in our Calculator Suite!
Track your Loan Status in Real-Time!
Upload your Loan Documents On-The-Go!
Get Daily Notifications about your Loan Status!
Communicate with your Loan Processor Instantly!
Send Your Realtor a PreApproval Letter Instantly!

Close Faster, Easier, and On-The-Go!

30-YEAR RENTAL/DSCR

Residential 30-Year Rental Loan Terms:

Loan Type

30-Yr Fixed Rate Mortgage 5/1, 7/1, 10/1, Hybrid ARMs [Partial IO Or Fully Amortizing]

Properties

SFR, 2-4 Units, Condominiums, Townhomes, Airbnb, Vacation Homes

Minimum Personal Credit Score

620+ [All 3 Credit Bureaus]

Loan Size

$50,000 - $5,000,000

Term

30-Years

Interest Rate

7.25% - 8.99% [Fixed Rate/Fully Amortizing]

Maximum Loan To Cost

Up to 80% of Purchase Price

Max After Repair LTV

Rate Term Refinance 80% and Cash Out Refinance 75%

PrePayment

3-Year and 5-Year Declining Prepayment Penalty

Borrower Type

Entity Only [LLC, Corporation, LLP]

Guarantor Type

U.S. Citizens and Foreign Nationals

Nationwide Lender: Every State except: Minnesota, North Dakota, South Dakota, Vermont, and West Virginia

Commercial 30-Year Permanent Loan Terms:

Loan Type

30-Yr Rate Mortgage [Fully Amortizing] 5/1, 7/1, and 10/1 Hybrid ARMs [Partial IO or Fully Amortizing]

Properties

Multi Family [5+ Units], Mixed-Use, Retail, Industrial/ Warehouse, Self-Storage, Office, Automotive

Minimum Personal Credit Score

680+ [All 3 Credit Bureaus]

Loan Size

$100,000 - $5,000,000

Term

5, 10, & 30 Years

Interest Rate

Starts at 8% [Fixed Rate and Adjustable Rate]

Maximum Loan To Cost

Up to 70% of the Purchase Price

Maximum Loan To As-Is Value

Purchase/Rate Term Refinance 70% and Cash Out Refinance 65%

PrePayment

3 to 5 Years Declining Prepayment Penalty [Declines 1% Each Year]

Borrower Type

Entity Only [LLC, Corporation, LLP]

Guarantor Type

U.S. Citizens and Foreign Nationals

Nationwide Lender: [All 50-States except for: Minnesota, North Dakota, South Dakota, Vermont, and West Virginia]

Download the Bridge Gap Capital App!

Get a Proof of Funds Letter Instantly!

App Includes:

Close Faster, Easier, and On-The-Go!

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